103 Announcement(s) available

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KB Daehan Specialized Bank Plc.

KB Daehan Specialized Bank Plc.

Member Since October 2020

Contact Info

jobs@kdsb.com.kh
023991555

Company Location

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Announcement Description

Credit Assessment Officer (Auto Finance/General Loan)

KB Daehan Specialized Bank is a subsidiary of KB KooKmin Card Co., Ltd, the most successful and top 2 in Credit Card business and Auto Vehicle financial in South Korea. With its Joint venture with its successful partner in Indochina peninsular partner, KB Daehan Specialized Bank was approved by National Bank of Cambodia to operate its business in Cambodia in March 2018. KB Daehan Specialized Bank’s goal is to improve living style of people of Kingdom of Cambodia with motivating, strengthening, high training staff who are standing by in place to serve a best service to meet its customer needs and satisfactions.

Announcement Positions

Credit Assessment (Auto Finance/General Loan)

Descriptions

Location: Chbar Ampov

Report to: Credit Assessment Manager

Class: C1

Division: Risk

Department: Branch

Unit: TBD

Job Objective: To ensure loan quality, and prevent any risk to the bank in regards of approving loan.

Duties : 

  • Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc).
  • Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections.
  • Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
  • Analyze the data and preparing reports about the degree of risk in lending money to clients.
  • Analyze client records and using the data to recommend payment plans.
  • Monitor loans for compliance.
  • Draft models of credit information that predicts trends and patterns.
  • Make a plan for annual credit review (twice a year).
  • Other tasks assigned by management.

Requirements

  • Bachelor degree or fresh graduate in the field of Banking/Finance or related degree.
  • Minimum of one (1) year experience in credit department.
  • Able to use Microsoft office (Word, Excel, PowerPoint) and Internet.
  • Be honest, highly committed, and flexible.
  • Able to work under pressure, independently as well as in team.
  • Able to communicate in English (Basic).

How to apply

Submit your CV and Cover Letter to the HR and Admin Department of KDSB by hard or soft copy or to email in the contact detail.

Together with documents as following:

  1. Copy of ID Card
  2. Curriculum Vitae or resume
  3. Birth Certificate
  4. Family Certificate
  5. Education Certificates or related documents
  6. ID Photo
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